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Margin Debt Is at an All-Time High, What Does That Mean?

“The current extreme in margin debt offers one way to gauge the speculative exuberance of investors. – John Hussman” Thinking about this chart from John Hussman, showing margin debt relative to GDP spiking to all-time highs, with previous such instances seeming to foreshadow major market downturns: It’s very easy to look at a chart like […]

Filed Under: Featured Post, Market Valuation

Investing in “Distressed” TAA Strategies (Redux)

This is the fourth installment in our series on selecting Tactical Asset Allocation (TAA) strategies based on recent performance. Read parts 1, 2 and 3. In our previous studies we selected strategies based on recent return. In this study, we select “distressed” strategies, or strategies nearing or exceeding their previous max drawdown. We looked at […]

Filed Under: Things That Don't Work, Timing TAA Strategies

New Feature: Return Contribution Analysis

Every strategy and Model Portfolio now includes a Return Contribution analysis, showing each asset’s contribution to overall annual return. We further aggregate results by asset category and risk on/off, as well as estimate the drag from “trading friction” (transaction costs + slippage). Let’s walk through a sample return contribution analysis using the most popular strategy […]

Filed Under: Site Announcements

New Feature: Model Portfolio Withdrawal Rates

We’ve added Safe and Perpetual Withdrawal Rates to your custom Model Portfolios. New here? Learn more: What is a Model Portfolio? What are Withdrawal Rates? The Safe Withdrawal Rate (SWR) measures the max amount that could have been withdrawn each year in retirement (with an annual adjustment for inflation) without running out of money over […]

Filed Under: Site Announcements

“Surfing the Equity Curve”: Using Trend-Following to Switch Strategies On and Off

This is the third installment in a series on selecting Tactical Asset Allocation (TAA) strategies based on recent performance. Read Part 1 and Part 2. We advocate combining multiple TAA strategies together into “Model Portfolios” to limit the risk of any single strategy underperforming. In our previous studies we selected strategies for our Model Portfolio […]

Filed Under: Things That Don't Work, Timing TAA Strategies

Selecting TAA Strategies Based on Recent Performance, Part 2: Recent Sharpe Ratio

This is the second installment in a multipart series on selecting Tactical Asset Allocation (TAA) strategies based on recent performance. Read Part 1. We advocate combining multiple TAA strategies together into “Model Portfolios” to limit the risk of any single strategy underperforming. In our previous study we selected strategies for our portfolio with the highest […]

Filed Under: Things That Don't Work, Timing TAA Strategies

Selecting TAA Strategies Based on Recent Performance (Part 1)

This is the first of a multipart series examining the selection of Tactical Asset Allocation (TAA) strategies based on recent performance. We are proponents of combining multiple TAA strategies together into what we call Model Portfolios to limit the risk of any single strategy going of the rails. In this study we ask, what if, […]

Filed Under: Things That Don't Work, Timing TAA Strategies

Meb Faber’s “Tactical Yield”, Simple and Intuitive

This is a test of Meb Faber’s “Tactical Yield” from T-Bills and Chill…Most of the Time. Backtested results from 1930 follow compared to a benchmark of 50% int-term US Treasuries (IEF) and 50% US corporate bonds (LQD). Results are net of transaction costs – see backtest assumptions. Learn about what we do and follow 100+ […]

Filed Under: TAA Strategies

David Varadi’s “Growth and Inflation Sector Timing”, a Wildcard Strategy

This is a test of a novel strategy from David Varadi: Growth and Inflation Sector Timing. Backtested results from 1991 follow. Results are net of transaction costs – see backtest assumptions. Learn about what we do and follow 100+ asset allocation strategies like this one in near real-time. Logarithmically-scaled. Click for linearly-scaled results. Members know […]

Filed Under: TAA Strategies

Diversification Has Been a Huge Drag on TAA Performance for 15+ Years

(…but that won’t always be the case) Over the last 15+ years, diversification (as opposed to market timing) has been a huge drag on Tactical Asset Allocation (TAA) performance, to the tune of 2.1% per year compared to the 60/40 benchmark. That “diversification drag” has been mostly due to US stock market dominance over almost […]

Filed Under: TAA Analysis, TAA Performance

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New from Our Blog

  • Margin Debt Is at an All-Time High, What Does That Mean? July 16, 2026
  • Investing in “Distressed” TAA Strategies (Redux) July 13, 2026
  • New Feature: Return Contribution Analysis June 2, 2026

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